A policy which covers a number of trips during a policy period of 12 months.
An annual or multi-trip policy covers you for a 12-month period of travel. If you're planning on taking a number of trips within 365 days, getting an annual policy can be a cost-effective way of getting insurance. There are usually limitations on the maximum length of trip that can be taken , often 31 days, but this does vary by insurer so you should check the policy details before you buy if this is an issue for you.
Items taken on a trip, which are worn or carried by the policyholder, including suitcases.
Cancellation of a trip for a reason stated in policy documentation. For example, redundancy, death or serious illness of a close relative or someone travelling with the policyholder.
A request for payment by the policyholder for a loss covered under the terms of an insurance policy.
Where the departure of a flight or other method of transport is delayed by the time period stipulated in the policy documents, a claim can be made for items such as meals or overnight accommodation.
European Health Insurance Card. A card given to people travelling in the EEA which gives them the same level of healthcare as residents of the country they are visiting.
The portion of a claim a policyholder is liable for, payment for which must be made before a claim is paid by an insurance company.
Items an insurance policy doesn't cover. For example, specific pre-existing medical conditions under a standard travel insurance policy.
Usaull two adults and two children under 18, where the children are usually in full-time education.
The amount of protection given under an insurance policy.
See Exclusions above.
Cover for emergency medical expenses if someone named under a travel insurance policy is taken ill or injured while on a trip.
Cover for the legal liability of a policyholder for accidental injury, loss or damage to a third party or their property.
The person that owns an insurance policy, and whose name it is held in.
An illness, disease or injury you already have, or have previously had before the start of a travel insurance policy.
The transportation of a person back to the UK, usually following an illness or accident suffered whilst abroad.
A policy which covers one trip or holiday.
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