What Does Dog Insurance Cover?
When you take out a dog insurance policy, some things may come as standard such as vets' fees in the event of injury, accident or illness. However, it's worth noting that dog insurance will not usually cover routine check-ups and treatments such as vaccinations, worming and neutering. Furthermore, if your pooch has a pre-existing medical condition you may find that you are not covered with a basic policy.
Dog insurance can sometimes offer more than you would expect, depending on the policy. This can include the likes of:
Dental problems are fairly common in dogs, so ensuring your dog's dental health is covered in your pet insurance could be a smart move.
Missing Pet Cover
Should your dog go AWOL, some pet insurance policies will cover the cost for advertising your missing pet and even for offering a reward.
In the event of an unexpected stay in hospital, you may have to arrange for your dog to stay in a kennel, and this can be costly. Some insurance policies will cover you for this up to an agreed financial limit.
Insurers will not usually cover accidental damage to your home as it is difficult to assess how well your dog has been trained. Many policies will however cover the cost of damage caused to another person's property (up to a specified amount).
Death Due to an Accident or Illness
Although money cannot compensate for the loss of your precious pooch, should the unthinkable happen, some policies will pay out a lump sum that covers the price you paid for your pet or the current market value.