Travel insurance is back!

Travel insurance is back!

Published 13 July 2018

We are delighted to reopen our travel insurance comparison service on Compare Cover and enable our customers to obtain quotes and buy policies for future travel.

This service was suspended for almost three months as a result of the coronavirus (COVID-19) impact and the advice of the Foreign and Commonwealth Office (FCO) against international travel.

The Foreign and Commonwealth Office (FCO) has lifted advice against non-essential International travel, allowing travel to some countries.

However, advice remains against travel for many countries and you must check the FCO for the latest advice before travelling.

If you purchase travel insurance to a country which is against FCO advice at the time of travel, you will not be covered by your policy.

Rules on self-isolation when entering/returning to the UK are different for England, Scotland and Wales. Check these differences before travelling to understand your responsibilities.

It is essential that you check with the FCO to ensure you understand what the advice is for the country/countries you intend to visit as there may be entry and/or self-isolation requirements dependent upon your destination.

If restrictions are lifted before you travel, your travel insurance policy will cover you for the usual scenarios such as lost luggage, cancellation of your trip and non-coronavirus (COVID-19) related medical expenses abroad. You will be covered for emergency medical assistance if you catch coronavirus (COVID-19) while abroad, but it?s important to check with your provider for full details of what is covered before you travel.

It is also important to recognise that some of the travel insurance providers on our panel are waiting for the FCO to update their advice before returning to offer quotes. As a result, the number of comparison quotes offered is reduced and you may wish to delay purchasing until a later date when more of our providers will have returned to the market.

Ordinarily, we would always advise you to buy your travel insurance as soon as you book your trip. However, if you do choose to delay purchasing your policy due to the current travel restrictions, it?s important that you know the risks involved. Without travel insurance in place, you will not have any cancellation cover for non-coronavirus (COVID-19) related illnesses or events.

In all cases please check the policy wording or contact your chosen provider before purchasing. It is important that you read and understand the terms and conditions before you purchase any policy as all products are different and some exclusions will apply to policies ? particularly in relation to coronavirus (COVID-19).

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